Debt Advice

Struggling with debt?, you’ve no doubt already spent considerable time searching online trying to get some debt advice that makes sense to you.
Your search is over, read on...
Expert help completing bankruptcy forms

  • IVA's
  • Consolidation Loans
  • Remortgages
  • Debt Management
  • Bankruptcy
Heard about IVA's? IVA's
Heard about IVA’s? Think they may be a solution for you? Call or email one of our friendly trained debt advisors now.

An IVA allows you to make an agreement to settle your debt within a reasonable and fixed period of time (usually about 60 months). Once you start an IVA, any interest or debt charges are frozen and the companies you owe money to will be stopped from demanding any additional payment.

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Consolidation Loans Consolidation Loans
We all know how easy it is to lose track of all our debts with credit cards, personal loans, overdrafts and many others. A Consolidation Loan is a way of combining all your debts into one simple, easy-to-manage account.

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Remortgages Remortgages
In Debt? Bad Credit History? Want to get access to sensible, friendly, jargon-free remortgage advice?
If you are in debt, remortgaging your house could be the lifeline you’re looking for.


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Our management plan can help you Debt Management
If you’ve fallen behind on payments for store cards, credit cards, loans, catalogues and a host of other items it's sometimes difficult to see a way out. WE CAN HELP. A Debt Management Plan could help you to pay back your debts in regular installments with the full agreement of the companies you owe money to.

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Bankruptcy is a worrying and serious situation for many people Bankruptcy
Bankruptcy is a worrying and serious situation for many people (we take many hundreds of calls per year on it) so don’t think that you’re alone. Our professional debt advisors are on hand to give you clear, impartial advice 7 days a week from 9.00am until 9.00pm.

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But with so many companies purporting to offer debt advice it’s difficult to decide exactly who to make contact with. You’ll probably have read all the bad debt advice horror stories out there and want to ensure that you get sensible, quality advice.
Simple Debt Solutions are not one of the many debt and IVA companies who’ve just recently set up in business to take advantage of the credit crunch.
We’ve been around for many years and are staffed by some of the most experienced debt advice consultants in the UK.
We are highly regarded by our customers who regularly rank our debt advice service as 10 out of 10 (just take a look at some of our many testimonials below and here).
We know from experience that the next step is the hardest but also the most important and liberating. You’ve got to pick up the phone and get correct, independent debt advice.

Please call us now on 0800 389 5959 and ask to speak to Laura, Juliette, Kathryn, Emma, John, Waheed, Emily, Hayley, Mark, Natasha, Sandra, Laura or Victoria in total confidence. If you’d prefer, you can fill in our contact form here and we’ll call you at a time that is most convenient.


Testimonials


Real thank you letters from real customers
Review From Mr and Mrs A 23 July 2008
Their situation:
Myself and my husband got into debt after the birth of our 2nd child and I was unable to return to work due to suffering with postnatal depression, we also had a 2nd property which we were unable to sell and had to cope with 2 mortgages and rising living costs on 1 wage.
 
How Simple Debt Solutions helped them:
I telephoned for debt advice and spoke to Juliette who was wonderful, she didn't judge us at all, she explained everything thoroughly and was very professional, she held our hands the whole way, she was always available when we had queries or when we just needed reassurance.
I rated them 10 out of 10 because their speed and service was second to none.
Rated 10 out of 10!

Real thank you letters from real customers
Review from Mr and Mrs G 22 July 2008
Their situation:
I am a childminder and my husband a chemical technician. We both live in Swindon. We accumulated debts of £79,000. We had no equity in the property and were being threatened at all angles from different creditors.
 
How Simple Debt Solutions helped them:
We had a phone call out of the blue from a parent company offering us money back if we had a payment protection plan in progress. I explained that we didn't and we got talking about debts. The person put me through to a wonderful lady called Laura, we talked about the debts and amounts owed and what we could physically afford. She was always reassuring, helpful and very relaxed even when we were at breaking point on the phone to her. Proposed IVA sent to us within a matter of days, signed and 2 weeks later IVA approved. It might seem a bit far fetched but believe me, we cannot THANK them enough. We only wish we knew about them earlier. We wouldnt have gone through all the stress and trauma we have gone through in the last year. We would give a rating of 10/ 10 Wonderful company. They are very helpful and professional.
Rated 10 out of 10!

If you are worried about the amount of debt you are in, you need to take professional debt advice as soon as possible.

Our professionally trained debt advice team are on hand to offer free debt advice to ensure that you get the debt support and information you need. If your debts are over £15,000, you could qualify for an IVA (Individual Voluntary Arrangement) - a little known Government scheme that could allow you to clear your debts in just 60 months. To find out whether an IVA could be suitable for you, please give our debt team a call now on 0800 389 5959.

Our friendly debt advice team are on call 9am - 9pm 7 days a week. They will take the time to understand your personal debt situation and work hard on your behalf to help you get back on your feet. Our aim? To help you become debt free as FAST as possible.


Call our debt advisors NOW! Our fully trained debt advice team are available 9.00am until 9.00pm 7 days a week on 0800 389 5959. They’ll listen to your debt problems with a sympathetic ear and will be able to give you access to a select number of authorised remortgage specialists who operate the same ethical code of conduct ourselves More...